The Affordable Care Act (ACA) was designed to make health insurance more accessible and affordable, particularly for individuals who do not receive coverage through an employer. A key component of the ACA is its prohibition on denying coverage due to pre-existing conditions. It also offers income-based premium subsidies to help reduce the financial burden of insurance for lower- and middle-income individuals and families.
Additionally, the ACA mandates that all insurance plans cover a set of essential health benefits to ensure comprehensive care. These benefits include outpatient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative services, laboratory services, preventive and wellness services, and pediatric services—including dental and vision care.
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Navarre, FloridaWe believe financial security starts with the right plan. Our mission is to help you protect your loved ones, build wealth, and retire with confidence, making financial stability a reality. Have questions or need personalized advice? Fill out the form below, and let’s create a strategy tailored to your goals.